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citizen\u2019. One of the informants indicated that in his church they have taught him how to handle credit cards. He underlined that \u2018this helped me to consult with God and my wife before making financial decisions\u2019 (L2LDG).\u000AThey indicated that the materials of The Crown Financial Ministries have helped in their finances. This organization founded by the Argentinean Andres Panasiuk has as its objective, the equipping of believers so that they learn, apply and teach biblical financial principles. The informants indicated that the lessons of their pastors have been useful in handling their budgets, taking initiatives in enterprise, thriftiness, not to become indebted and the use of time in a beneficial way. The researcher has observed for the space of a decade how some families of the NPCs have improved their economic situations as a result of their faith, religious activities, and arduous work as employees or small commercial businessmen.\u000AThe result of the GSNPL showed a similar tendency to the data of the lay people interviewed. The questionnaire put the following question: Does the education of the church and familiar groups help you in the search for social and economic welfare? The GSNPL gave the following results: 86.5 per cent said \u2018yes\u2019, 6.6 per cent affirmed that sometimes, 2.3 per cent noted that on rare occasions, and 4.5 per cent expressed that the lessons are not related to material aspects. The survey sample that went to the SNPEP emphasizes the role of their church and the lessons were key factors for their enterprise development. For the question if their church played a key role in their socio-economic development, 79.2 per cent responded affirmatively. 7.3 per cent said that partly and 13.2 per cent said \u2018no\u2019. A second question inquired about which forms the church helped them improve in business. The majority wrote down that they were the lessons of their church [Table 5.18]. All of those who received the survey shared that they had received at least one teaching session which had helped their personal life and work situation. One professional said that who had helped him in reality was God. The teaching received plays a role in this process.\u000A310\u000A


































































































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